Captive Insurance
Explained

Matt Queen in conversation
Matt Queen
Jack Meskunas in conversation
Jack Meskunas

From our conversations

Are captives here to stay?

Matt Queen · Captive Insurance Attorney and MGA Executive, Author of Modern Captive Insurance

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What happens if a captive faces large claims during a market crash?

Jack Meskunas · Managing Director, Oppenheimer

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Capital & investments

How does money come back out of a captive to the parent company?Where does a dollar of insurance premium actually go?What happens to premium after it enters a captive?What is insurance float, and how does a captive use it?What goes into designing a captive's investment strategy?

Structure & fit

Are captives here to stay?Should you write your own captive insurance policy?Can a captive insure a risk the standard market will not cover?What is the biggest misunderstanding about captive insurance?What is a risk retention group, and how is it different from a captive?What goes wrong inside a group captive?What kinds of businesses do captives work best for?How is a group captive different from simply self-insuring?How does a captive's domicile affect what it can invest in?Who is a group captive not right for?

Claims & resilience

Can your own captive deny your claim?Does a fronting carrier make a captive policy safer?Why does a captive change how a CEO handles risk management?What happens if a captive faces large claims during a market crash?What is IBNR, and why does it matter for a captive?

Tax & regulation

Should a captive ever be set up as a tax strategy?Why has the IRS fought captive insurance for so long?What legally makes a captive an insurance company and not just a savings account?
Are captives here to stay?Should you write your own captive insurance policy?Can your own captive deny your claim?Can a captive insure a risk the standard market will not cover?Does a fronting carrier make a captive policy safer?What is the biggest misunderstanding about captive insurance?What is a risk retention group, and how is it different from a captive?What goes wrong inside a group captive?Should a captive ever be set up as a tax strategy?How does money come back out of a captive to the parent company?Why has the IRS fought captive insurance for so long?Why does a captive change how a CEO handles risk management?Where does a dollar of insurance premium actually go?What kinds of businesses do captives work best for?What legally makes a captive an insurance company and not just a savings account?What happens if a captive faces large claims during a market crash?How is a group captive different from simply self-insuring?What happens to premium after it enters a captive?What is insurance float, and how does a captive use it?How does a captive's domicile affect what it can invest in?What goes into designing a captive's investment strategy?Who is a group captive not right for?What is IBNR, and why does it matter for a captive?